IMPORTANT LEGAL INFORMATION REGARDING REVERSEAMERICA.info WEB SITE

ReverseAmerica.info is owned and operated by The Aares Group, LLC. The terms "ReverseAmerica.info", "we", "us" or "our" refer to The Aares Group, LLC. Your use of this Web site, ReverseAmerica.info, is subject to the conditions and qualifications described below and incorporates our Privacy Policy. By using this Web site, you agree to accept such conditions and qualifications. If you do not accept these terms, please do not use this Web site.

No Warranties; Limitation of Liability. This Web site includes information, documents, tools, and materials (collectively, the "Contents") that are subject to change without notice. All efforts are made to maintain accurate information and materials. However, The Aares Group expressly disclaims any obligation to keep Contents up to date or free of errors or viruses, or to maintain uninterrupted access to this Web site. This Web site (including all Contents) is provided "AS IS." Users of this Web site should understand that some Contents have been electronically converted from the media and other advisor partners from which originals were produced. We have not tested or verified the accuracy or completeness of the conversion process.

We assume no responsibility for errors or omissions in any Contents, including Contents that are referenced by or linked (by hypertext links) to third party Web sites. We MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENTS OR THIRD PARTY WEB SITES OR FOR ANY PRODUCTS OR SERVICES MENTIONED OR OFFERED IN THE CONTENTS OR IN THIRD PARTY WEB SITES.

We disclaim any express or implied warranties related to the use of this Web site (including all Contents and third party Web sites), including, without limitation, merchantability, suitability, no infringement, or fitness for any particular purpose.

We shall not be liable for any errors contained herein or for any damages whatsoever arising out of or related to the use of this Web site (including all Contents), including, without limitation, direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if we happen to be aware of the possibility of such errors or damages.

We make every effort to verify professional licensing of all third party Advisor Partners when they subscribe to our Directory or Advertise with us. We shall not be liable if we missed verification or if there is misrepresentation on our Partner Advisors part or if they have been subjected to legal disbarment at the time of our review or thereafter. If at any time an Advisor Partner becomes subject to or has been sanctioned by Federal or State law or administrative ruling to operate, if notified and verified, we will take appropriate action and remove them from our Web site.

No Offer or Solicitation Regarding Financial or Legal Products or Services; This Web site includes Contents relating to certain Advisors and financial or legal services and products they may offer, including offering documentation, Contents referenced in offering documentation, and other materials. Any such Contents are provided only for general informational purposes and do not constitute an offer to sell or a solicitation of an offer to buy or do we recommend those products.

All Contents should be read in conjunction with any other Contents or other materials that any Advisor may present to you. Contents within the Web site are current only as of the date of such Contents.

ReverseAmerica.info is not a lender nor affiliated with a lender or a lead generation deposit site.

We are paid by third party Advisor Partners a fee to list in our Directory and/or to place a Banner Advertisement on our Web site.

Business Applications; This Web site may provide access to certain web-based applications. Use of some of those applications is subject to, and governed by, certain license agreements. In the event of a conflict between such agreements and the terms and conditions set forth here, such agreements shall govern. The fact that a provision appears here but not in such agreements shall not be interpreted as, or deemed grounds for finding, a conflict for purposes of this paragraph.

Unsolicited Ideas; we will not be obligated to anyone disclosing unsolicited ideas to ReverseAmerica.info personnel. The purpose is to avoid potential misunderstandings or disputes when our business activities might seem similar to ideas submitted to us.

Absent any written agreement to that effect, the disclosure of ideas to ReverseAmerica.info for new products, enhancements, features, innovations or inventions, or of any ideas of any sort that may be related to our Web site’s business, is governed by the following terms:

We are in no way obligated to the disclosing party,
We are not obligated to keep the idea disclosure confidential,
We are not obligated to compensate the disclosing party for use of the idea, and
ReverseAmerica.info expects that, if the disclosing party wants to protect his/her ideas, he/she will have filed a patent application prior to the submission of such ideas to us.

If you are a third party not otherwise subject to an agreement with us governing such disclosures, you must agree to these terms prior to contacting any of our staff and execute and submit your Unsolicited Ideas Disclosure Agreement. If, despite our request that you facilitate and execute the Unsolicited Ideas Disclosure Agreement, you still submit your ideas to us, then regardless of what you or your letter say, the above terms shall apply to your idea submission. If you do not agree to these terms, do not contact any of our personnel about your idea.

Reservation of Rights; all Contents (including, without limitation, the graphics, icons, and overall appearance of ReverseAmerica.info Web site and the Contents) are the property of The Aares Group, LLC. The Aares Group, LLC does not waive any of its proprietary rights therein including, but not limited to, copyrights, trademarks, and other intellectual property rights. Links to this Web site are governed by the Linking Agreement and Partner Terms, and the use of any applications on this Web site is governed by the applicable license agreements, as referred to in "Business Applications" above, or other agreements between the user and ReverseAmerica.info. Except as authorized by such agreements, this Web site may not be used for any commercial purpose without the prior written consent of The Aares Group, LLC.

The availability of any Contents through this Web site shall under no circumstance constitute a transfer of any copyrights, trademarks, or other intellectual property rights of The Aares Group, LLC to any Web site user or any third party. This Web site and the Contents are protected by U.S. and international copyright laws, both as individual works and as a compilation. You may not delete any copyright or similar notice from any Contents you obtain from this Web site. All Contents Copyright ©2008 The Aares Group, LLC, all rights reserved.

Applicable Laws; we operate this site from its offices within the United States of America. We make no representation that Contents in the site are appropriate or available for use in other locations, and access to Contents from jurisdictions where illegal is prohibited. Those who choose to access this site do on their own initiative and are responsible for compliance with applicable laws of their jurisdictions. The conditions and qualifications contained herein will be construed in accordance with the laws of the State of North Carolina, United States of America, without regard to its conflict of law provisions.